Wednesday, March 31, 2010

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Home Finance And Home Mortgage Options In Pakistan


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Pakistan, like many countries worldwide, is booming in the property sector. The prices are only escalating. Investors are targeting places like Karachi, Lahore, Multan and Islamabad for property due to the prices valuing at million US$. In fact, a house like Gulberg with just one kanal is sold for US$200,000, with an increase by $300,000 for a two-kanal house, and the like. The property prices, compared to what they were 5 years back, have more than tripled. People are holding the properties for the price to move up even higher in future. But will the price balloon puncture in the near future?

Many people are entering into the market with buying properties. Investments are being made in projects that would take a few years for development. On the city outskirts, many housing complexes are forthcoming; the houses valued in lakhs. Still, people are not interested in selling them off. This is because is a selling pressure is seen, the prices will deflate and there will be a sharp correction in property prices. Instead, people are opting for loans to enter the property market, but since the interest rates on these loans are high, and people are holding, and not selling the properties, there have been many cases of defaults. This is a major concern.

For buying a hew house, you need to make many decisions. Loan is the biggest decision here. Most people cannot finance a new house upfront so they invariably rely on loans from various financial institutions. The officer in charge of the loan will require you to bring various supporting documents to ensure that you have the ability to pay back the loan amount. A credit check is always done before extending a loan.

This credit check is a credit report that enabled the lender to have an idea of how well or otherwise you have been performing when it comes to clearing your debts in time. If there had been some general reason for the inability to pay the past loans, like leaving a job or falling sick, some companies do help you get your credit report back on the normal terms, and they extend you the loan. The approvals of loans take quite some time.

Most banks and other financial institutions ensure that you are able to render the loan repayment to them when the time comes. The loan officers will explain in details regarding some unfamiliar things that you might come across. In case of a mortgage, the contract is a long-term one between you and the lender, usually a bank, and the repayment must take place in an agreed period of time. In this case, the bank can exercise their right to take away the home from you if you are unable to pay back the loan. They can't ask you to follow instructions set by them to maintain the house, but can claim the house as theirs incase of default. So this is an obligation between you and the bank that you will render the loan repayment well in time. The loan officers are always willing to do their bit to make sure that you get the best deal in business.

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Tuesday, March 30, 2010

Maula Jatt Part 5 (Sultan Rahi,Mustafa Qureshi) Full Movie

Moula Jatt was released on February 11, 1979. This mega hit film completed 130 weeks at Shabistan Cinema and 26 weeks at Odeon Cinema Lahore and combined 310 weeks Moula Jattin its first run. This film also completed Solo Golden Jubilees in Faislabad, Rawalpindi and Multan and solo silver jubilees in Gujranwala, Sialkot, Sargodha and Gujrat. During it's second run Moula Jatt completed combined Diamond Jubilee at Metropole cinema (30 weeks) and Capital cinema (34 weeks) Lahore. At second run it was released at 27 cinemas and completed Silver Jubilee in first week and Golden Jubilee in Second week at Lahore - an unique record! It was the first ever Diamond Jubilee at Qaiser and Godian Cinema Karachi in second run. This film was prepared in just Rs. 600.000 and gained a profit of more than Rs. 60.000.000. Still average business of Moula Jatt is all time record in Pakistan.

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Zaid Hamid:brasstacks-Yeh Ghazi Episode11; Sultan Mahmud Ghaznavi Part3

brasstacks program Yeh Ghazi on Timeline of the Muslim History. In this episode Zaid Hamid discusses the campaigns of Sultan Mahmud Ghaznavi in the subcontinent. It was Hindus who took the offensive & their Raja Jay Pal launched an assault on Ghazni during the time of Mahmud's father Sebuktagin. He suffered a demoralizing defeat & lost fair proportion of his land.When Sultan Mahmud came to power he again took the field to avenge his defeat. But this time the thrashing was even greater & so much was he disheartened by this that he committed suicide.Sultan Maḥmud was the first to carry the banner of Islām into the heart of India Sultan Mahmud was one of the greatest Iconoclasts in the History. When approached to spare the idol of Thanesar, highly revered by the Hindus, in exchange of substantial "annual tribute and fifty elephants and jewels to a considerable amount", Mahmud simply turned it down saying: "The religion of the faithful inculcates the following tenet: 'That in proportion as the tenets of the Prophet are diffused, and his followers exert themselves in the subversion of idolatry, so shall be their reward in heaven;' that therefore, it behoved him, with the assistance of God, to root out the worship of idols from the face of India. How, then, should he spare Thanesar?" He repeated similar sentiments when, at Somnath, he was offered a huge compensation to spare the idol. Even his nobles pointed to him that "he could not obtain so much treasure by breaking the idol ...

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Monday, March 29, 2010

Zaid Hamid:brasstacks-Yeh Ghazi Episode11; Sultan Mahmud Ghaznavi Part2

brasstacks program Yeh Ghazi on Timeline of the Muslim History. In this episode Zaid Hamid discusses the campaigns of Sultan Mahmud Ghaznavi in the subcontinent. It was Hindus who took the offensive & their Raja Jay Pal launched an assault on Ghazni during the time of Mahmud's father Sebuktagin. He suffered a demoralizing defeat & lost fair proportion of his land.When Sultan Mahmud came to power he again took the field to avenge his defeat. But this time the thrashing was even greater & so much was he disheartened by this that he committed suicide.Sultan Maḥmud was the first to carry the banner of Islām into the heart of India Sultan Mahmud was one of the greatest Iconoclasts in the History. When approached to spare the idol of Thanesar, highly revered by the Hindus, in exchange of substantial "annual tribute and fifty elephants and jewels to a considerable amount", Mahmud simply turned it down saying: "The religion of the faithful inculcates the following tenet: 'That in proportion as the tenets of the Prophet are diffused, and his followers exert themselves in the subversion of idolatry, so shall be their reward in heaven;' that therefore, it behoved him, with the assistance of God, to root out the worship of idols from the face of India. How, then, should he spare Thanesar?" He repeated similar sentiments when, at Somnath, he was offered a huge compensation to spare the idol. Even his nobles pointed to him that "he could not obtain so much treasure by breaking the idol ...

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Maula Jatt Part 8 (Sultan Rahi,Mustafa Qureshi) Full Movie

Moula Jatt was released on February 11, 1979. This mega hit film completed 130 weeks at Shabistan Cinema and 26 weeks at Odeon Cinema Lahore and combined 310 weeks Moula Jattin its first run. This film also completed Solo Golden Jubilees in Faislabad, Rawalpindi and Multan and solo silver jubilees in Gujranwala, Sialkot, Sargodha and Gujrat. During it's second run Moula Jatt completed combined Diamond Jubilee at Metropole cinema (30 weeks) and Capital cinema (34 weeks) Lahore. At second run it was released at 27 cinemas and completed Silver Jubilee in first week and Golden Jubilee in Second week at Lahore - an unique record! It was the first ever Diamond Jubilee at Qaiser and Godian Cinema Karachi in second run. This film was prepared in just Rs. 600.000 and gained a profit of more than Rs. 60.000.000. Still average business of Moula Jatt is all time record in Pakistan.

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